The most common causes of damage are hail/wind storms, premature deterioration and mechanical damage.
It is often difficult to determine whether or not any part of your home exterior needs to be replaced or repaired after a hail or wind storm because damage is not readily evident to the average eye. Hail and/or wind may damage your shingles, siding, windows and gutters without any visible signs from the ground.
We are listing some of the more apparent examples of hail, wind and deterioration damage. If your home exterior sustained storm damage you will most likely be covered by your homeowner's insurance policy(please check your policy language). Authorized repairs are at no cost to property owner above the deductable. Moreover, if you file a storm damage related claim your individual premium will not be affected. However, premiums will be increased for everyone living in the area hit by a storm, whether you file a claim or not.